Over 70 million Americans suffer from common problems negatively affecting their credit.
The 3 major credit bureaus can have a huge impact on your life if they are reporting inaccurate or derogatory information.
This affects your credit scoring and can hurt you dramatically!
You will pay higher interest rates and pay more money out of your pocket or even worse --- Credit Denial!
The Fair Credit Reporting Act (FCRA) is designed to protect your right as a consumer to contact the credit bureaus and to dispute questionable items on your credit reports.
If the credit bureaus are unable to verify the accuracy of information found on your reports, those items must be deleted.
Disputing items on your credit report should be an easy process, but so many consumers give up before they ever see results.
Most don't take time to learn the relevant consumer protection statutes or formulate a statute-based plan of attack.
You may be eligible to receive a free copy of your credit file from all three credit bureaus below. You should always check your credit file to make sure there are no inaccuracies being reported since that can dramatically lower your credit score.
To see if you qualify for your free report per the FACTACT please visit: www.annualcreditreport.com By fixing your credit you will see the following happen:
Improved Credit Rating 
A Higher Credit Score
Receive Lower Interest Rates
Save Thousands of Dollars
Mortgage & Loan Approval
Credit Card Approval
Lower Insurance Rates
- And Much More
We have Credit Education Resources for all of our clients.
Click here to sign up for Credit Education Resources.
This Credit Education Resources will help you with all the following situations:
COLLECTIONS
CHARGE OFFS
LATE PAYMENTS
REPOSESSIONS
BANKRUPTCIES
JUDGMENTS
TAX LIENS
MEDICAL BILLS
AND MORE
They will get derogatory information removed from your credit profile.
All you need is a current copy of your credit report and you can get started today !
Credit Education Resources
Use the following links to research your credit rights. These laws will help you have a better understanding of what can legally be done to improve your credit rating and also what the creditors are not allowed to do to hurt your credit rating or harass you about your debts.
Fair Credit Reporting Act - FCRA
Fair Debt Collection Practices Act - FDCPA
Equal Credit Opportunity Act - ECOA
Credit Repair Organizations Act - CROA
The 3 Major credit bureaus are:
Equifax
www.equifax.com
Trans Union
www.transunion.com
Experian
www.experian.com